期刊
FEDERAL RESERVE BANK OF ST LOUIS REVIEW
卷 100, 期 2, 页码 97-106出版社
FEDERAL RESERVE BANK ST LOUIS
DOI: 10.20955/r.2018.97-106
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We characterize various currencies according to their control structure, focusing on cryptocurrencies such as Bitcoin and government-issued fiat money. We then argue that there is a large unmet demand for a liquid asset that allows households and firms to save outside of the private financial sector. Central banks could offer such an asset by simply allowing households and firms to open accounts with them. Finally, we conclude that a central bank will not issue cryptocurrencies in the sense of a truly decentralized and permissionless asset that allows users to remain anonymous.
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