期刊
JOURNAL OF AFRICAN ECONOMIES
卷 23, 期 5, 页码 614-642出版社
OXFORD UNIV PRESS
DOI: 10.1093/jae/eju015
关键词
financial development; financial inclusion; development gaps; Africa; G2; O1; R2
类别
This paper investigates the African financial development and financial inclusion gaps relative to other peer developing countries. Using a set of variables related to financial development and inclusion, we first estimate the gaps between African countries and other developing countries with similar degrees of economic development. Then, we explore the determinants of financial development and inclusion. We find that population density is considerably more important for financial development and inclusion in Africa than elsewhere. Finally, we show evidence that a recent innovation in financial services, mobile banking, has helped to overcome infrastructural problems and improve financial access.
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