期刊
WORLD DEVELOPMENT
卷 78, 期 -, 页码 324-340出版社
PERGAMON-ELSEVIER SCIENCE LTD
DOI: 10.1016/j.worlddev.2015.10.039
关键词
index-based livestock insurance; experiment; uptake; Ethiopia
资金
- Cornell University
- International Livestock Research Institute (ILRI)
- Institute of Developing Economies- Japan External Trade Organization (IDE-JETRO)
- JSPS [26301021]
- US Agency for International Development (USAID) through Broadening Access and Strengthening Input Market Systems Collaborative Research Support Program (BASIS AMA CRSP) [LAG-A-00-96-90016-00]
- Department of Foreign Affairs and Trade through the Australia Development Research Awards Scheme
- CGIAR Research Programs on Climate Change, Agriculture and Food Security (CCAFS) and Dryland Systems
- Grants-in-Aid for Scientific Research [26301021] Funding Source: KAKEN
While index-based microinsurance has attracted considerable attention, uptake rates have been weak in many low-income countries. We explore the purchase patterns of index-based livestock insurance in southern Ethiopia, focusing on the role of accurate product comprehension and price. We find that randomly distributed learning kits improve subjects' knowledge of the products; however, we do not find strong evidence that the improved knowledge per se causes greater insurance uptake. We also find that reduced price due to randomly distributed discount coupons has an immediate, positive impact on uptake, without dampening subsequent period demand due to reference-dependence associated with price anchoring effects. (C) 2015 Elsevier Ltd. All rights reserved.
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