期刊
REVIEW OF DEVELOPMENT FINANCE
卷 6, 期 1, 页码 46-57出版社
ELSEVIER SCIENCE BV
DOI: 10.1016/j.rdf.2016.05.001
关键词
Financial inclusion; Financial institutions; Africa
The objective of this paper is to examine the determinants of financial inclusion in Africa. We use the World Bank's Global Findex database on 37 African countries to perform probit estimations. We find that being a man, richer, more educated and older favor financial inclusion with a higher influence of education and income. Mobile banking is driven by the same determinants than traditional banking. We observe that the determinants of informal finance differ from those of formal finance. Our work therefore contains findings to design policies to foster financial inclusion in African countries. (C) 2016 Africagrowth Institute. Production and hosting by Elsevier B.V. All rights reserved.
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