期刊
CHINA ECONOMIC REVIEW
卷 53, 期 -, 页码 65-86出版社
ELSEVIER SCIENCE INC
DOI: 10.1016/j.chieco.2018.08.007
关键词
Health insurance; Critical illness insurance; Consumption; Consumption inequality; China
类别
资金
- Anhui Social Science Planning Project [AHSKY2016D92]
In order to change the situation that reimbursement rate of the new rural cooperative medical care system (NCMS) was too low to alleviate farmers medical burden, in August 2012, China began to expand the coverage of the NCMS to include the treatment of critical illnesses. Could more effective health insurance promote the consumption of rural residents? We studied the impact of the critical illness insurance (CII) on rural household consumption, and find that the CII increases per capita household daily consumption by > 15%. But healthcare and medical expenditures have not been affected. Our comparison of outcomes for households with different levels of consumption and income shows the CII mainly promote the consumption of rural affluent family, but no incentive for poor family, resulting in deterioration of consumption inequality of rural households. The finding is robust to various alternative hypotheses and specifications.
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