期刊
REVIEW OF INTERNATIONAL POLITICAL ECONOMY
卷 26, 期 5, 页码 790-814出版社
ROUTLEDGE JOURNALS, TAYLOR & FRANCIS LTD
DOI: 10.1080/09692290.2019.1616597
关键词
Big Data; financial inclusion; fringe finance; infrastructure; accumulation; indebtedness
资金
- Fonds de Recherche du Quebec-Societe et Culture, Bourse de recherche postdoctorale and Soutien a la recherche pour la releve professorale
This article examines the evolution of the sociotechnical systems that is leading to a massive increase in the overall indebtedness of marginalized populations in the Global South. I analyze the processes through which Big Data (or alternative data) technologies are transforming the infrastructure of fringe finance, the nature of its power relations, and its capacities. The article identifies the consequences of these technological transformations on financial practices and illustrates the qualitative nature of the changes involved. I propose that while these innovations have increased the power of this market to capture value, they have also increased risks to indebted populations and the infrastructure's stability. I argue that these financial practices, enhanced by the power of Big Data, have made the infrastructure of fringe finance dangerously hermetic to careful consideration of the productive capacities of those being targeted for inclusion into the formal financial system, thereby making it potentially dysfunctional.
作者
我是这篇论文的作者
点击您的名字以认领此论文并将其添加到您的个人资料中。
推荐
暂无数据