4.2 Article

Personal Finance Wellness for New Attendings

期刊

THORACIC SURGERY CLINICS
卷 34, 期 1, 页码 25-31

出版社

W B SAUNDERS CO-ELSEVIER INC
DOI: 10.1016/j.thorsurg.2023.08.002

关键词

Surgery; Finances; Investing; Retirement; Insurance

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This article emphasizes the importance of financial literacy for new attending surgeons, including establishing a financial team, obtaining appropriate insurance, and planning for retirement. It also reminds surgeons to strike a balance between personal life goals and long-term financial obligations.
center dot It is crucial for new attending surgeons to be financially literate at an early stage in their professional careers, to ensure sound financial decision-making early on.center dot It is highly advisable for surgeons to establish a financial team comprising of a financial advisor, attorney, and tax professional to assist with financial planning.center dot Obtaining insurance for death, disability, illness, or injury is imperative for surgeons to create a safety net for a career in which they have invested significant time and resources.center dot Retirement planning should commence early, with surgeons funding a retirement plan that may work under the broadest possible circumstances (ie, length of retirement, tax and market risk, and so forth).center dot Although it may be tempting to indulge in personal life goals with newfound financial surplus, surgeons must exercise financial prudence and balance their lifestyle with their long-term financial obligations.

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