期刊
AMERICAN JOURNAL OF AGRICULTURAL ECONOMICS
卷 102, 期 4, 页码 1154-1176出版社
WILEY
DOI: 10.1002/ajae.12029
关键词
Ethiopian agriculture; index insurance; randomized experiments
资金
- BASIS/USAID
- Agricultural Technology Adoption Initiative
- UCSD IRB [101578]
We present the results of an experiment introducing commercial rainfall index insurance into drought-prone farming cooperatives in Amhara Region, Ethiopia. We provided a market-priced rainfall deficit insurance product through producer cooperatives and tested a number of potential ways to kick start private demand. Take up of the insurance at market prices is very low, between 0.5% and 3% across seasons. When we use a randomized experiment to distribute small free insurance contracts to farmers, 39% of subsidized individuals enroll but this fails to stimulate input use, yields, or income, nor does it enhance demand in subsequent seasons. A training and promotion on the product improves uptake and willingness to pay but also does not improve farming outcomes. We conclude with a case study of our efforts to interlink index insurance with credit for agricultural inputs.
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