期刊
OXFORD BULLETIN OF ECONOMICS AND STATISTICS
卷 78, 期 1, 页码 75-93出版社
WILEY-BLACKWELL
DOI: 10.1111/obes.12107
关键词
-
We investigate whether in a mixed insurance system, people enrolled into voluntary health care insurance (VHI) substitute public consumption with private (opt out) or just enlarge their private consumption without reducing reliance upon public provisions (top up). We specify a joint model for public and private specialist visits counts, allowing for different degrees of endogenous supplementary insurance coverage. We find evidence of opting out: richer and wealthier individuals consume more private services and concomitantly reduce those services publicly provided through selection into for-profit VHI. Accounting for VHI endogeneity in the joint model of the two counts is crucial to this conclusion.
作者
我是这篇论文的作者
点击您的名字以认领此论文并将其添加到您的个人资料中。
推荐
暂无数据