Journal
EXPERT SYSTEMS WITH APPLICATIONS
Volume 39, Issue 4, Pages 4007-4012Publisher
PERGAMON-ELSEVIER SCIENCE LTD
DOI: 10.1016/j.eswa.2011.09.075
Keywords
Technology credit scoring model; Start-up; Small and medium enterprise; Decision tree
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Funding
- Ministry of Knowledge Economy (MKE)
- Korea Institute for Advancement in Technology (KIAT)
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Various types of Technology Credit Guarantees (TCGs) have been issued to support technology development of start-up firms. Technology evaluation has become a critical part of TCG system. However, general technology credit scoring models have not been applied reflecting the special phenomena of start-ups, which are distinguishable from those of established firms. Furthermore, somewhat complicated approaches have been applied to existing models. We propose a rather simple decision tree-based technology credit scoring for start-ups which can serve as a-replacement for the complicated models currently used for general purposes. Our result is expected to provide valuable information to evaluator for start-up firms. (C) 2011 Elsevier Ltd. All rights reserved.
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