Journal
AMERICAN JOURNAL OF AGRICULTURAL ECONOMICS
Volume 90, Issue 3, Pages 669-683Publisher
OXFORD UNIV PRESS INC
DOI: 10.1111/j.1467-8276.2008.01143.x
Keywords
constraints; credit; efficiency; intrahousehold; Paraguay; women
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Studies that assess the impact of credit constraints on farm households' efficiency have largely used the household as the unit of analysis. This can be problematic when there are gender-based market imperfections and asymmetries in how rights, resources, and responsibilities are distributed within the household. Constraints on women matter: in addition to the efficiency loss associated with the husbands' credit constraints, when women are unable to meet their needs for capital, their households experienced an additional 11% drop in efficiency. This suggests that there are efficiency-based arguments for enhancing women's access to capital and that studies based only on the household's head may significantly underestimate the true economic impact of credit constraints.
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