Journal
WORLD DEVELOPMENT
Volume 38, Issue 3, Pages 333-344Publisher
PERGAMON-ELSEVIER SCIENCE LTD
DOI: 10.1016/j.worlddev.2009.05.010
Keywords
savings; microfinance; female empowerment; household decision making; commitment
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Female empowerment has increasingly become a policy goal, both as an end to itself and as a means to achieve other development goals Microfinance in particular has often been argued but not without controversy to be a tool for empowering women Here, using a randomized controlled trial, we examine whether access to and marketing of an individually held commitment savings product lead to an increase in female decision-making power within the household We find positive impacts, particularly for women who have below median decision-making power in the baseline, and we find this leads to a shift toward female-oriented durables goods purchased in the household (C) 2009 Elsevier Ltd All rights reserved
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