Journal
WORLD DEVELOPMENT
Volume 39, Issue 7, Pages 1191-1203Publisher
PERGAMON-ELSEVIER SCIENCE LTD
DOI: 10.1016/j.worlddev.2010.10.004
Keywords
microcredit; artisanal and small-scale mining (ASM); sub-Saharan Africa; poverty
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This paper critically examines the challenges with implementing microcredit services for small-scale mine operators-individuals engaged in labor-intensive mineral extraction and/or processing using low-tech methods-in sub-Saharan Africa. The region's policymakers have shied away from launching microcredit programs for small-scale mining, frustrated by the disappointing results of the past and unsure about how to proceed with implementation. Recent efforts to provide microcredit services for operators in Talensi-Nabdam District, Northern Ghana, however, illustrate how with a renewed level of commitment and the development of blueprints which adequately address the appropriate criteria, fairly robust schemes can be launched. (C) 2010 Elsevier Ltd. All rights reserved.
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