Journal
APPLIED ECONOMICS LETTERS
Volume 25, Issue 9, Pages 619-623Publisher
ROUTLEDGE JOURNALS, TAYLOR & FRANCIS LTD
DOI: 10.1080/13504851.2017.1352072
Keywords
Financial literacy; retirement planning; China
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Funding
- Fundamental Research Funds for the Central Universities in China [JBK170148]
- Academic Team Building Plan for Young Scholars from Wuhan University [16WSKTD008]
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We study the relationship between financial literacy and retirement planning in China. We find that higher scores on the financial literacy questions are associated not only with a higher probability of retirement planning, but also a higher propensity to actively use financial markets for retirement preparation. These relationships are robust to taking into account the endogeneity of financial literacy.
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