4.6 Article

The development of digital payments-Past, present, and future-From the literature

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DOI: 10.1016/j.ribaf.2022.101855

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Digital payment; D -payment; Mobile payment; M -payment; Electronic payment; E -payment

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This article aims to enhance understanding of the evolution of scholarship in digital payments by analyzing literature and research approaches, using bibliometric and scientometric measures. The study finds that mobile payments are the most investigated aspect of digital payments, with technology adoption models being the main analysis methodology. This review, with its unique sample size and methodology, contributes to advancing knowledge in innovative payments and provides guidance for researchers in exploring different research models.
We seek to deepen and increase knowledge on the evolution of scholarship regarding digital payments by highlighting the main interpretative strands in the literature and the changes, if any, in research approaches. Using bibliometric and scientometric measures, we explore research hotspots and developmental trends in digital payments to identify influential aspects of published contributions and research streams. Our sample consists of 723 articles published between 1985 and 2021 obtained from the Web of Science. The results show that the most investigated digital payments are mobile payments, with the main analysis methodologies typically linked to tech-nology adoption models. This review, original in terms of sample size and methodology, advances knowledge on the evolution of innovative payments and guides scholars in visualising various research models.

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